When my son was in kindergarten, we used to take his little red wagon and walk to the library. While he was searching for the last of the books to return, I looked at the calendar and saw that the books were due back the day before.
"Oh, no', I said, 'we should have returned them yesterday but we still have three days grace."
'What's 'grace', Mom?' my son asked. I answered without thinking, "It means we are late in getting them back and owe a fine, but 'grace' means we don't have to pay."
A warm glow washed over me as I thought about what I had said. It was a perfect explanation of God's grace. When we come to him with our sins and confess our faults he extends his grace to us.
Christ provides that grace and 'we don't have to pay.'